:root {
  --bg: #081018;
  --panel: #101b27;
  --panel-2: #152232;
  --text: #ecf3fb;
  --muted: #97a8bc;
  --primary: #4fd1c5;
  --secondary: #8b5cf6;
  --danger: #ef4444;
  --success: #22c55e;
  --warning: #f59e0b;
  --border: rgba(255,255,255,0.08);
}

* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  background: linear-gradient(180deg, #071018 0%, #0f1724 100%);
  color: var(--text);
}
a { color: inherit; text-decoration: none; }
.container { max-width: 1200px; margin: 0 auto; padding: 24px; }
.navbar {
  display: flex; justify-content: space-between; align-items: center;
  padding: 18px 24px; border-bottom: 1px solid var(--border);
  position: sticky; top: 0; background: rgba(8, 16, 24, 0.9); backdrop-filter: blur(10px);
}
.nav-brand a { font-size: 28px; font-weight: 800; color: var(--primary); }
.nav-links { display: flex; gap: 16px; flex-wrap: wrap; }
.nav-links a { color: var(--muted); }
.hero {
  display: grid; grid-template-columns: 1.4fr 1fr; gap: 24px; align-items: center; min-height: 70vh;
}
.hero h1 { font-size: 54px; margin: 12px 0; line-height: 1.05; }
.hero p { color: var(--muted); font-size: 18px; line-height: 1.7; }
.badge {
  display: inline-block; padding: 8px 14px; border-radius: 999px; background: rgba(79, 209, 197, 0.15);
  color: var(--primary); font-size: 13px; font-weight: 700;
}
.hero-actions { display: flex; gap: 12px; margin-top: 20px; }
.btn {
  display: inline-flex; align-items: center; justify-content: center; padding: 12px 18px; border-radius: 12px;
  border: none; cursor: pointer; font-weight: 700;
}
.btn-primary { background: var(--primary); color: #071018; }
.btn-secondary { background: var(--panel-2); color: var(--text); border: 1px solid var(--border); }
.card, .form-card {
  background: rgba(16, 27, 39, 0.9); border: 1px solid var(--border); border-radius: 20px;
  padding: 20px; box-shadow: 0 18px 40px rgba(0,0,0,0.25);
}
.narrow { max-width: 520px; margin: 0 auto; }
.grid-2, .grid-4 {
  display: grid; gap: 20px; margin-bottom: 20px;
}
.grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.stack { display: flex; flex-direction: column; gap: 12px; }
input, textarea {
  width: 100%; padding: 13px 14px; border-radius: 12px; border: 1px solid var(--border);
  background: #09131d; color: var(--text);
}
.flash {
  padding: 14px 16px; border-radius: 14px; margin-bottom: 16px; font-weight: 700;
}
.flash.success { background: rgba(34,197,94,0.15); color: #86efac; }
.flash.warning { background: rgba(245,158,11,0.15); color: #fcd34d; }
.flash.danger { background: rgba(239,68,68,0.15); color: #fca5a5; }
.flash.info { background: rgba(59,130,246,0.15); color: #93c5fd; }
.item-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 12px 0; border-bottom: 1px solid var(--border);
}
.debt-box {
  padding: 14px; background: #0c1520; border-radius: 16px; margin-bottom: 12px; border: 1px solid var(--border);
}
.inline-form { display: flex; gap: 10px; margin-top: 12px; }
.progress-bar {
  height: 16px; background: #0b121b; border-radius: 999px; overflow: hidden; margin: 12px 0 8px;
}
.progress-bar span {
  display: block; height: 100%; border-radius: 999px; background: linear-gradient(90deg, var(--primary), var(--secondary));
}
.roadmap { display: flex; flex-direction: column; gap: 16px; }
.road-step {
  display: flex; gap: 16px; align-items: center; padding: 16px; border-radius: 18px; background: #0c1520; border: 1px solid var(--border);
}
.road-step.completed { border-color: rgba(34,197,94,0.5); background: rgba(34,197,94,0.08); }
.road-circle {
  min-width: 52px; width: 52px; height: 52px; border-radius: 50%; background: linear-gradient(180deg, var(--primary), var(--secondary));
  display: flex; align-items: center; justify-content: center; color: #071018; font-weight: 800;
}
.chat-box { display: flex; flex-direction: column; gap: 12px; max-height: 650px; overflow: auto; }
.chat-msg {
  padding: 14px; border-radius: 16px; border: 1px solid var(--border);
}
.chat-msg.user { background: rgba(79,209,197,0.1); }
.chat-msg.assistant { background: rgba(139,92,246,0.12); }
hr { border-color: var(--border); margin: 20px 0; }
.stats-preview ul { color: var(--muted); line-height: 1.8; }

@media (max-width: 900px) {
  .hero, .grid-2, .grid-4 { grid-template-columns: 1fr; }
  .hero h1 { font-size: 38px; }
  .inline-form { flex-direction: column; }
}